Terms of Service
Last updated July 2026
These Terms of Service govern your use of the Preston Lending website and the services offered through it. By using this site or submitting a form, you agree to these terms. If you do not agree, please do not use the site.
Use of this website
The content on this site is provided for general information about mortgage products and services. It is not a commitment to lend, an offer of credit, or financial, legal, or tax advice. Loan approval, rates, terms, and program availability are subject to underwriting review, credit qualification, property eligibility, and applicable law, and may change without notice.
You agree not to use this site for any unlawful purpose, to submit false or misleading information, or to interfere with the operation or security of the site.
Text Messaging Program Terms
Preston Lending operates a text messaging program for mortgage clients and prospective clients. The program is used to send loan status updates, document requests, appointment reminders, and closing notifications related to services you have requested.
Program name: Preston Lending Client Messaging.
How to join: You may opt in by checking the optional SMS consent box on our contact form and providing your mobile number, or by giving your consent verbally or in writing during a consultation. Consent is optional and is not a condition of any loan, purchase, or service.
Message frequency: Message frequency varies based on your loan activity and status.
Cost: Message and data rates may apply. Charges are billed by and payable to your mobile service provider.
Opt-out: You may cancel at any time by replying STOP to any message. You will receive a confirmation message and will not receive further messages unless you opt back in.
Help: Reply HELP to any message for assistance, or contact us at (448) 202-7711 or rich@prestonlending.com.
Supported carriers: Major US carriers are supported. Carriers are not liable for delayed or undelivered messages.
Privacy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. See our Privacy Policy for details.
Licensing
Rich Preston is a licensed mortgage loan originator, NMLS #1735238, with NEXA Lending, NMLS #1660690. Licensing details are available on our licensing page. We are an Equal Housing Opportunity lender.
Limitation of liability
This site and its content are provided on an as-is basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Preston Lending is not liable for any damages arising out of your use of, or inability to use, this website.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Contact
Questions about these terms? Reach us at (448) 202-7711 or rich@prestonlending.com.