Realtor Resources
Free tools for the agents I work with.
The Agent Toolkit
Your mortgage answers, on your phone
A web app built for agents. Put it on your home screen and it opens full screen like any other app, with no app store involved. Most of it works without an account.
- iPhone: open it in Safari, tap Share, then Add to Home Screen.
- Android: open it in Chrome, tap the ⋮ menu, then Install app or Add to Home screen.
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Payment and affordability
The full monthly payment with taxes, insurance and mortgage insurance for conventional, FHA, VA and USDA, plus how much house an income supports.
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Fee sheet and seller net sheet
Estimated cash to close for a buyer, and what a seller actually walks away with after commissions and costs.
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Concession or price cut
Side by side: take the money off the price, or use it to buy the rate down.
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Property lookup
Type one address and get USDA eligibility, flood zone, county loan limits and a property tax estimate.
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Loan options
What to tell a buyer who asks, from FHA and VA to bank statement, DSCR and construction loans.
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Useful links
The MLS, rate trackers and public record lookups you can never remember the address for.
More for you and your buyers
Pages on this site worth bookmarking, or sending to a client.
Refer a client
A one-minute form. I contact your client right away and keep you updated through closing.
Mortgage calculators
Payment, affordability, refinance break-even and extra-payment calculators you can send a buyer to.
USDA eligibility
How zero-down USDA works, step-by-step help with the official map, and the income limits.
Down payment assistance
Programs that help a buyer cover the down payment and closing costs.
Florida Hometown Heroes
Down payment and closing cost help for full-time Florida frontline workers.
Loan programs
Every program I offer, from FHA and VA to jumbo, construction and self-employed.
What your buyer can expect
The loan process step by step, from application to closing day.
Why use a broker
What an independent mortgage broker does differently, in plain English.
Have a buyer or a question?
Call or text (448) 202-7711. Licensed in AL, FL, MS, SC, TN.