Careers
Discover the leader within you.
Preston Lending is a branch of NEXA Lending, ranked the top mortgage broker in Arizona and growing in multiple states. You get that product shelf and that support system, with a local branch manager who actually picks up the phone.
300+
wholesale lenders
1,000s
of loan programs
500
min score, FHA and VA
6 steps
from yes to sponsored
Why originators leave
Stop doing these things.
- ✕ Losing deals to rates. Your customers are leaving even if they never tell you.
- ✕ Saying no to clients who can actually buy.
- ✕ Saying no to self-employed clients who cannot show tax returns.
- ✕ Saying no to clients with scores as low as 500.
- ✕ Accepting poor service from your underwriters and processors.
- ✕ Chasing down your own conditions because nobody else will.
Every one of those is a lender access problem or a support problem. Both are solved below.
The offer
What you get
Rates that compete
300+ wholesale lenders and thousands of programs behind every quote. NEXA puts it bluntly: your rates will never be beaten.
Pick your underwriter
Choose the underwriter on your file, and change mid transaction if you want to. That single sentence is worth more than most recruiting pitches.
Highest paying splits
NEXA's stated position is the highest paying loan officer splits in the business. Your comp buckets are set with an onboarding specialist, with a 90 day window to fine tune them once you see real files.
Income that outlasts you
Retirement Revenue continues after you retire from NEXA. Insurance Revenue means your family receives your income when you cannot.
Branch and team paths
Branch Manager opportunities with a full P&L. A branch agreement is the one that can be tailored to you individually, which is why strong producers ask for it.
True A to Z processing
Submit at the purchase contract and forget it, processing handles the rest. You no longer have to chase down conditions, and processors are commissioned only and paid on speed.
Support that answers
Six support desks, and someone is always ready for a live support session. You are not building a workaround for a problem corporate should be solving.
Control your own day
Output is what counts, not office politics. You build your business in the field and get judged on what you close.
Support
Someone is always ready.
Six support desks, and NEXA's promise is that someone is always ready for a live support session. You are not sitting on a ticket queue while your borrower waits.
- ✓ Lender and scenario support when a file will not fit
- ✓ Systems support
- ✓ Marketing support
- ✓ Human Resources
- ✓ Payroll and accounting
- ✓ On-boarding support
Technology and marketing
The stack comes with the job.
Fully automated marketing
Automated campaigns to consumers and to referral partners, plus a full suite of social media marketing platforms.
Turn key from day one
Websites and mobile apps ready to go, fully integrated and automated CRM, custom videos and flyers ready day one.
Portals and Day 1 Certainty
Full integration with online portals and Day 1 Certainty, so the file moves instead of sitting in someone's inbox.
Everyone stays in the loop
Automated processing systems keep you and your referral partners updated 24/7, so your phone is not the status board.
Your LOS, your choice
ARIVE or LendingPad, both fully supported, with help getting your agency access (DU/DO, LP, USDA GUS, VA LGYHUB).
Product shelf
Loans you can say yes to.
The borrowers you turn away today are the ones who make your year here.
FHA and VA down to a 500 score
Keep the buyer instead of handing them to a competitor.
Bank Statement programs
For self-employed borrowers who cannot show tax returns.
NO DOC programs
For investors, without the income documentation grind.
Construction One Time Close
A single closing from build through permanent financing.
NEXAdpa
Multiple down payment assistance programs to choose from.
DrNEXA
NEXA's doctor program.
Hard Money, Fix and Flip
Short term investor money when speed matters.
Commercial and Reverse
Two more full product lines on your shelf.
If there is a product NEXA does not have, they put it in place. Just ask.
Benefits
Coverage for you and your family.
The process
Six steps to sponsored.
This is NEXA's official onboarding path. Nothing is hidden, and I walk it with you.
- 1
Pre-Boarding
Register through my sponsorship link and complete the Pre-Flight Questionnaire. That link is what attaches you to my branch.
- 2
Boarding Pass
Sign your agreement (1099, W2, or contract recruiter), book the live sponsorship appointment, complete the employment application and document package.
- 3
Clearance for Take-Off
Valid unexpired ID plus payment of background, credit, and licensing fees. Sponsorship does not issue until fees are paid.
- 4
Flight Status
Your classification is confirmed: Independent LO or Pathfinder. See the two paths below.
- 5
In-Flight Service
Compensation buckets are set with your onboarding specialist, with 90 days to adjust. An onboarding specialist rides along on your first loan.
- 6
First-Class Access
Credentials are issued: NEXA email, LOS login, ARIVE or LendingPad, and payroll. Finish before 2 PM Arizona time and logins land the same day.
Classification
Two ways in.
Independent LO
You qualify if you funded 6 or more loans in the past 14 months, or earned $50,000 or more as a loan officer in the past 12 months. If a third party data source cannot confirm your production, a W2 works.
Pathfinder
For originators who are newer or coming back. I request the exception for you. You prove capability on your first 1 to 3 loans with mentorship alongside you, and move up from there.
No surprises
What it actually costs.
I would rather you see this now than find it in week three.
Background and credit check
$80, one time
State license sponsorship
$50 per state, one time
Loan origination software
ARIVE $103/month or LendingPad $80/month, back end system cost included
Fees, compensation structures, benefits, and program availability are set by NEXA Lending and can change. I will confirm current numbers with you before you commit to anything.
Who thrives here
- ✓ Licensed loan officers, or people ready to get licensed, who want to serve clients well rather than push product.
- ✓ Self-starters who take ownership and want high accountability with high autonomy.
- ✓ Originators who see mortgage as a long term relationship business, not a transaction.
- ✓ Retail LOs who are tired of losing files to rate and want a real product shelf behind them.
- ✓ Real estate agents who want to originate alongside their existing business.
Every Thursday
See it before you decide.
NEXA runs a live group session on Zoom every Thursday at 11:00 AM Arizona time. Bring your hardest questions about comp, lenders, or licensing and ask them in front of everyone. Register once and you get the reminder each week.
Save my seatQuestions originators ask me
Do I have to move my license before we talk? +
No. Come to a call or the Thursday group session first, get your questions answered, and decide afterward. Nothing happens to your license until you register and grant NMLS access.
How long does onboarding take? +
Most of it depends on how fast you complete each step. Once your file is clean and fees are paid, credentials are issued the same business day if you finish before 2 PM Arizona time.
What if I am new to the industry? +
That is the Pathfinder path. You get mentorship on your first loans instead of being handed a phone and told good luck.
Can I keep my own brand name? +
Yes, with compliance approval. I run Preston Lending as a branch brand the same way, and I will walk you through exactly what that requires.
What states can I work? +
Any state you are licensed in. Sponsorship runs $50 per state. NEXA is the top ranked mortgage broker in Arizona and is growing in multiple states, so adding licenses later is paperwork, not a job change.
Am I on my own once I sign? +
No. Six NEXA support desks with someone always ready for a live support session, plus me directly. Weekly one on ones your first month, then biweekly, working your actual pipeline and stuck files.
Let's talk.
A 30 minute conversation, no pitch deck. Tell me what is not working where you are and I will tell you straight whether this fixes it.