Independent Mortgage Broker — Thousands of Loan Options, Built Around You
Faster. Easier. Cheaper.
We are committed to ensuring that your mortgage journey is a five star experience!
The Right Lender
It's quite remarkable that a significant number of people continue to use their local banks, despite the fact that mortgage brokers often provide more attractive rates, more loan programs, and reduced fees.
Get a Quote →Competitive Rates
As a debt-free mortgage brokerage with minimal overhead, we're in a position to extend those savings to you through exceptionally competitive interest rates.
Get a Quote →One Stop Shop
We navigate a network of over 300 investors with thousands of loan programs, ensuring that your mortgage is tailored precisely to your unique needs.
Get a Quote →Get your FREE mortgage payment estimate
It only takes 60 seconds, and there's no credit check required.
Get Started Now*The mortgage payment calculator is a tool for providing a general estimate. Your actual qualification, rates, and payments may vary based on specific factors and timing. It is not a guarantee of loan approval.
Meet Your Loan Officer
Rich Preston
going the extra mile for your smile
I'm Rich Preston and I'm here to help. You've heard the horror stories — how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news: I'm here to solve all of that for you. Check out the reviews from other folks just like you that I've worked with and see how I can make the process easier. Whether you need a mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, I can help.
What our clients say
"As a satisfied customer, I highly endorse NEXA Mortgage for their personalized, cost-effective mortgage solutions, transparent practices, and swift, efficient process — ensuring a stress-free home buying experience."
— Steve W.
Join 53+ clients who've rated us 5 stars on Google.
Frequently Asked Questions
We pledge unwavering support and expert guidance to unlock the ideal mortgage solutions for you.
Do I need to save for a 20% down payment? +
No. You can put down as little as 3.5% with FHA loans, or even zero with VA and USDA loans. Plus, with Private Mortgage Insurance, you can buy a home without the full 20% down — you've got choices.
Are pre-qualification and pre-approval the same thing? +
No. Pre-qualification is a lender's initial assessment based on your finances. Pre-approval is a more formal promise from a lender, based on a thorough check of your financial background.
What's the difference between a bank and a mortgage broker? +
A bank is a direct lender. A mortgage broker acts as an intermediary, offering loan options from many lenders — tailored to your specific needs, even for less-common loan types or unique circumstances.
Ready to get started?
Apply now or book a 30-minute consultation with Rich.